In the United States, people without health insurance and other vulnerable populations rely on safety net health care poorly organized for access to care. There are three factors that threaten to overwhelm the safety net: the enlarged segment of the population without health insurance out gradually decreasing financial assistance for providers of subsidized care, and intensified competition for patients Medicaid under managed care. Can not afford to get sick: A reality for millions of working Americans, a Commonwealth Fund study found that many in the median income of $ 35,000 without insurance, without obtaining the necessary attention that is in poor health and struggling to pay their accounts of health care. The same study showed that two of the five workers earning less than $ 20,000 are not offered or are eligible for employer-provided plans. Nationally, from 1990 to 1994, the uninsured population increased from 13 percent to 15 percent while the percentage of people get coverage through their employers declined. Without any future expansion of Medicaid coverage, it is estimated that the percentage of uninsured will grow to 24 percent in 2002. According to Claude Earl Fox, MD, MPH, acting director of the Health Resources and Services Administration, said: "widespread access to primary health care for the uninsured, served simply can not be achieved without health centers more and outreach, such as voucher programs. In 1994, National Access to Care Survey of the Robert Wood Johnson Foundation examined the likelihood of having a usual source of care, inability to obtain necessary care, and the number of doctor visits for People with private insurance, Medicaid, and you do not. Medicaid participants found that half as likely as the uninsured and twice as likely as private insurance to report difficulties with health. Access for Medicaid much like private insurance than the uninsured. A key issue in access to health insurance. However, as Joan Jacobs, senior policy analyst at the Office of Minority Health said: "We must see that when there is no coverage or when care is available, many Americans still are not getting it. Access to insurance doesn 'necessarily mean access to care, or even a high-quality care to the case. "1 Other barriers include fear of infection, fear of economic loss, lack of cultural sensitivity, and language barriers References: 1 .. M. Meadows The problem of access to health care. Closing the gap: A newsletter of the Office of Minority Health, U.S. Department of HHS. Washington D.C.: September 1999. 2. H. Larkin employed but uninsured: Why business is cutting health insurance. Progress. Winter 1996, 1: 1-2. 3. HRSA Press Office. HHS extends access to health care with $ 18.2 million for new health centers and voucher programs. October 6, 1997. 4. ML Berk and CL Schur. Access to care: What difference does Medicaid make? Health Affairs. 5-06 1998. 5. Landers SJ. Commission looks at ways to reform Medicare. I Med News. 1999, 42: 1.
Surety Insurance
is needed insurance safety for owners and users of commercial cars or trucks. Commercial vehicles are vans, business, cars, or equipment vehicles used along with a commercial or business purpose. Just as consumer motorists require insurance safety to cover their autos, business owners require protection to cover the repair and liability costs which are part of operating and using a commercial vehicle. Business people need to consider both their coverage requirements and budgets while looking for the best commercial vehicle or truck insurance for vehicles. An insurer that focuses on commercial vehicle insurance is able to successfully connect the different coverage alternatives and charges to buyers.
